Personal loan

Quick financing for all your online personal loan needs.
From instant personal loans, education loans, credit card refinancing, low cibil loan to emergency loans – we have customised our solutions for all your requirements.

Personal Loan – At Low interest rate

Personal loans are an unsecured form of credit that is popular to meet immediate requirements. It is multi-purpose in nature and therefore can be used for various purposes including wedding, home renovation, travel purposes and more. Moreover, there is no restriction for the amount borrowed and can be used for any purpose they want. In fact, a personal loan can help you build your credit faster when compared with other forms of credit. This is because of the risk it carries due to being unsecured.

Personal Loan Eligibility

Age	18/21 years – 60/65 years
Employment Type	1. Salaried 2. Self-Employed professionals
Credit score	750 or above with a good credit history
Minimum Net Income (Monthly)	₹15,000(non-metro cities) ₹20,000( metro cities)
Loan Amount	Up to ₹50 lacs depending on the credit profile
Work Experience	Salaried Employed at current company for at least 6/12 months Self-Employed Business tenure of at least 3 years (continuous) ITR of last 3 years

Documents Required for Personal Loan

The common documents required for an personal loan approval are given below:

For Salaried Individuals

1. Identity & Age Proof

2. Completely filled personal loan application with photograph

3. PAN Card

4. Residence proof – Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)

5. Bank statements for the last 3 months(preferably your salary account)

6. Salary Slips of last 3 months

7. Form 16 or Income Tax Returns of last 3 years

For Self-Employed Individuals